The AI finance layer for growing businesses

Be your own CFO. Understand your finances.

Sentiens puts CFO-grade intelligence in your hands: continuously verified books, AI agents that run collections, payroll and expense optimisation, and direct rails to debt and equity capital. Every number checked and signed off by your CA firm — so you see clearly, and lenders and investors believe what they see.

Books verified daily Loan pack ready in minutes CA-firm sign-off on every number
CFO

CFO-grade clarity, without the CFO-grade salary.

Underneath everything sits Sentiens's continuous audit engine: your accounting software, GST filings and bank feeds reconciled every day, exceptions flagged the moment they appear, and a human at your CA firm signing off before anything reaches you, a lender, or an investor. On top of those verified books, your CFO view answers the questions a real one would.

Your business · live ● Neural audit running
Cash runway & positionUpdated this morning, from reconciled bank feeds
GST ↔ purchase records1,482 invoices matched — no input credit at risk
Receivables ageing2 accounts drifting past 60 days — collection agent engaged
Stock statement & drawing powerBuilt from your live stock register, auto-submitted
Investor / lender data roomVerified financial pack — current as of today
Foresight

Cash-flow forecasting

Runway, seasonality and crunch points projected from your real receivables and payables — not a spreadsheet built once and never updated.

Vigilance

Anomaly detection

Duplicate payments, margin leaks, circular transactions and GST mismatches surfaced the day they happen, routed to your CA to resolve.

Credibility

Always-on data room

A living, verified financial pack for any lender or investor who asks — because the fastest fundraise is the one where nobody doubts the numbers.

Capital · Debt

Verified books meet willing lenders.

Continuously audited financials close the trust gap that keeps small businesses under-financed. Sentiens packages your verified numbers into lender-ready formats and routes your application to the financiers that fit your profile — working capital, term loans, invoice finance or machinery loans.

SIDBI

Development finance & MSME schemes

Institutional

HDFC Bank

Working capital & business loans

Bank

Lendingkart

Fast digital working capital

Fintech

Apply once. We do the paperwork.

One application, built from your verified books — CMA data, projections and financial pack generated automatically and routed to matching lenders.

Apply here

Financiers shown are examples of the kinds of institutions Sentiens prepares applications for; listing does not imply partnership or endorsement, and credit decisions rest solely with each lender.

Capital · Equity

Raise angel and seed equity on numbers investors don't have to question.

Most early raises stall in diligence — messy books, unverifiable revenue, a data room assembled in a weekend. Sentiens flips that: your data room is live all year, every figure carries your CA firm's sign-off, and your pitch metrics reconcile to your GST and bank records by construction.

Prepare

Investor-grade data room

Audited-quality financials, cap table hygiene, revenue reconciled to filings — permanently ready, not assembled under term-sheet pressure.

Connect

Angel & seed networks

Warm routing to angel networks, syndicates and micro-VCs that back verified, revenue-stage businesses — matched to your sector and stage.

Close

Diligence in days, not months

When every number is pre-verified, diligence becomes confirmation. Faster closes, fewer re-trades, better terms.

AI Agents

A back office that runs itself — supervised by humans who sign their work.

Each Sentiens agent works from your verified books, acts within limits you set, and escalates judgement calls to you or your CA firm. Turn them on one at a time.

Receivables

Collection agent

Watches your receivables ageing, sends polite-but-persistent reminders on your letterhead, escalates at thresholds you set, and reconciles payments as they land.

Chasing 2 overdue accounts
Spend

Sales-expense optimiser

Audits discounts, commissions, travel and channel spend against the revenue each actually produces — and flags the sales cost that isn't selling anything.

Reviewing this month's spend
People

HR agent

Handles onboarding paperwork, leave and attendance queries, and policy questions — so a growing team doesn't force you to hire an HR department first.

3 onboarding flows active
Payroll

Payroll agent

Runs salaries with correct TDS, PF and ESI, posts everything to your books automatically, and keeps statutory filings on schedule — reviewed by your CA before payout.

Next run in 6 days
Growth

Marketing-expense agent

Ties ad and campaign spend to actual invoiced revenue in your books — true ROI per channel, not platform-reported vanity metrics — and recommends reallocation.

Tracking 4 channels
Coming online

More agents in training

Vendor negotiation, inventory optimisation, compliance calendar. Tell us which back-office job you'd retire first.

About Us

We turn the audit from a once-a-year signature into intelligence that runs all year.

Sentiens was founded in Bengaluru on a simple observation: India's small businesses aren't short of creditworthiness — they're short of believable numbers. Annual audits arrive too late to matter, lenders triangulate GST and bank data instead, and a ₹30 lakh crore credit gap sits in between. We build the layer that closes it: continuous, AI-driven audit of your books, always supervised and signed off by Chartered Accountant firms, turned into CFO-grade insight, working agents, and capital access.

Belief

Trust is infrastructure

Verified financial data should be as available to a small manufacturer as it is to a listed company. That's the gap we exist to close.

Method

Humans sign, machines work

Every number our AI produces passes through a maker–checker workflow at a CA firm. Intelligence does the labour; professionals stake their name on it.

Home

Built in India, for India first

Tally, GST, TDS, CC/OD limits, CMA data — we're native to how Indian business actually runs, not a Western tool with a rupee sign bolted on.

Contact

Connect your books. Everything else follows.

Plug in your accounting software, GST and bank feeds — your CA stays in the loop, and your CFO view, agents and capital rails switch on from there.